Morocco as a Tourist Place Essay Example | Topics and Well Written Essays - 2500 words

Morocco as a Tourist Place - Essay typeThough not usually thought of as a single cohesive industry, the growth of touristry since World War II has n unitytheless been striking (Landau, 1969). Higher discretionary incomes, smaller family size, changing demographics, raze transportation costs, improved public health standards, infrastructure development, and hospitable environments for tourists in many destinations scram do touristry, especially long-distance tourism, an activity within the reach and desires of many members of many nations. Furthermore, developments in marketing, management, vertical and plane integration, pricing, and tour packaging, as well as capital investments in physical facilities -- bricks and mortar -- and public infrastructure, have provided tourism with the needed framework to allow the tremendous growth it has experienced over the past half(a) century. Thus, tourism has indeed emerged as an industry which, according to the World touristry Organiz ation, in 1989 generated approximately 74 million jobs in its direct and service-related industries, such as airlines, hotels, travel services, and publications (Gartner, 1996, pp 76-82)). Many countries and regions which have possessed the necessary re bugs for tourism development have chosen, either consciously or otherwise, the path of developing large subdue tourism as a major national or regional activity. Tourism has become a major employer, taxpayer, and physical and political presence in many jurisdictions. As a result, tourism has ofttimes altered the very nature of social, political, and economic interaction that occurs in these places. Frequently, the transformation has been no less dramatic than the agitates that took place generations before, as agrarian ways were pushed out by industrialization. Now, in industrialized countries, tourism is oft pushing out (or more correctly, replacing) manufacturing, distribution, or extractive industry as the economic mainstay. In developing countries, the shift typically has been from an agrarian economic base to a touristic economic base, bypassing an industrial phase altogether. Globalization and TourismTourism is not only arguably the worlds largest industry it also involves the greatest flows of people on the go on of the earth. It is, therefore, a major agent of change in todays world and some see it as one of the most visible expressions of globalization.Tourists and tourism development affect almost every country. They produce impacts upon communities, environments and economies, some of which atomic number 18 beneficial and others that can be a cause of concern. At the same time, tourism is a source of immense enjoyment and pleasure for hundreds of millions of people and creates contact and communication between peoples from different regions and cultures. With the effects of globalization, tourism sector has lived some changes in the marketing, tourist profile and technology areas. As a

For two companies with which you are familiar, compare and contrast Essay - 1

For two companies with which you be familiar, compare and contrast the main operations processes in terms of their volume, vari - Essay ExampleIt began its operations tolerate in 1962, and has been aggressively expanding in U.S. The company was able to introduce its full line grocery in 1988 (Varley, 2005). The company has through many struggles emerged as the largest grocery retailer in U.S. Currently, it is reported that the company gross revenue are even higher than the combined total sales of its three competitors in U.S. i.e. Kroger, Safweway, and Supervalu. Volume Wal-mart produces tones of conglomerate products yearly. The company has change sources and centres where its carries its production. Yearly, it is estimated that the company spends $335 billion buying and transporting its merchandise glob tout ensembley (Pride, Hughes & Kapoor, 2011). This ability to produce in large volumes has al starting timeed this company to lower its cost of production thus enabling it to s ell at a lower price than its competitors. Tesco too is widely known for its bulk production system. The company engages itself in what advance to be a multinational grocery and general merchandise retail (Keupp, 2007). This clearly shows the large trope of goods the company produces. The company produces large volume of goods which has led it to open thousands of stores in over 14 countries all over the world. Variety In order to increase their competitive advantages, both Wal-mart and Tesco have hugely diversified their products. For instance, Wal-mart offers renewal of services including retail goods, pharmacy, financial services, wireless, and also photo lab services. The company offers retail goods in various categories, for example, customers can purchase electronic products like digital cameras, laptops and computers in Wal-Mart stores (Mullins & Walker, 2013). In addition to home(a) furnishing, the company also offers baby products, sporting goods, and grocery items. Wal -mart, offers to its customers financial services like credit card, account card, bill payment and also money transfer. Customers can also purchase money orders, gift cards and also cash cheques at various Wal-mart stores. This dodging adopted by Wal-Mart to offer a variety of goods to customers has enabled it to attract a large pool of customers not only in its home market in U.S. but also in the overseas markets. On the other hand, Tesco Company unlike its rival Wal-Mart has fairly taken a different line of specialization. The company started as a simple grocer, but with m it has been engaging in clothing sector, finance, insurance services, software business, internet shopping business, sale of DVDs, and mobile address sales (Mullins & Walker, 2013). Its specialization in all these products has given it a higher competitive strength in UK compared to other rivals who usually specializes mainly on grocery. Variation in Demand interpretation Variation in demand has numerous implications that can be seen in the companys characteristics. Wal-mart has constantly maintained low levels of demand variation. It has successfully maintained a variation of as low as 5% in its demand for a very long period (Varley, 2005). This has been possible for the company due to its effective strategy of focusing on how to lower prices of its products. This has given it a relief to maintain a very stalls demand either during peak seasons or off peak periods. On the other hand, Tesco mainly records a medium level of demand variation with a range of between 10 to 20 % variation in its demand. This is brought about by the changing capacity, anticipation of what the customers might demand,

Comment on how these may have contributed to the crisis and describe Essay

Comment on how these may have contributed to the crisis and describe the action subsequently taken on these two matters by the UK Government, retard other instructions - Essay Examplerigger for the crisis was the bursting of the housing bubble in the US, several somatic governance issues at banks were equally responsible for the spread and deepening of this crisis. Two of the most important bodily governance issues at play were the merger of sell and institutional banking under one banking entity and the fat premium culture at financial services companies.Whereas retail banking refers to banking in which banks interact/transact with individuals, institutional banking refers to proceedings with corporate. The retail banking is rather risk averse and mostly a stable business in itself whereas institutional banking generally involves a lot more risk taking and the business is quite volatile. By having retail and institutional banking under one parent company, the risks taken for doing business in one area experience a possible liability for the other. Therefore, losses incurred at institutional banking would have to be borne by the retail banking branch as they fall under the same group. Secondly, whatever institutions can indulge in putt more risk in its institutional banking business in order to increase their retail business, which is what explains how some(prenominal) banks were able to sell sub-prime mortgages before the crisis started. Sub-prime mortgages are high risk investments for banks and by packaging them into mortgage-backed bonds and selling/buying them through their institutional banking arms, banking groups take on significant risk on their balance sheets. Now, in the pillow slip of losses in the institutional banking business, financial services groups had to delve into their equities and reserves to cover these losses and to honorarium their dues. Thus, from retail banking clients point of view, the financial groups were using up the ir savings put in the bank to comprise for losses incurred on the institutional banking business. This led to loss of confidence in the retail banks and caused bank-runs at some banks. As the retail banks keep only a

Aspects of Cultural and Racial Differences Annotated Bibliography

Aspects of cultural and Racial Differences - Annotated Bibliography ExampleThe paper Aspects of Cultural and Racial Differences talks about the realism as a unique approach in addressing the characters in denim Rhys wide Sargasso Sea. The aspects of cultural and racial differences as displayed in the main confine are discussed in this paper. Empty spaces is a term used to show the themes of racial prejudice.Winterhalter is credited for having dexterous views on many topics that touch on sexual practice aspects in the society. In this hold, she provides an analysis of the stylistic devices that Jean Rhy uses in her novel. Unlike many of the articles that concentrate on themes and characters in their analysis, she presents her thought from a third-party point of view. This creates an option view of the book and readers can develop an independent analysis of the books in question. Her technique of narration and write up of major themes as viewed by independent thinkers is admirab le. Among her articles that discuss these themes, this is the best explained and objective according to many pundits.By choosing this article as a reference point of Wide Sargasso Sea essay, one can sorb a lot of aspects from the writers view. It is qualified because it demonstrates the essence of discussing various social issues such as racism and gender prejudice. She succeeds in narrating various absolute points which form the basis of the novel. The article too can be criticized because of its strong views which at some point, discredit and portrays the weakness of the novel.

Assignment requires you to perform a strategic review of Asda Essay

Assignment requires you to perform a strategic review of Asda - Essay typefaceThe system also tracks individual customers consumption pattern and offers them suggestions and special offers and discounts on products that they a great deal buy. Asda realises that its major work force is dependent on human resources, so they provide extensive teach to their employees. Acquisition by Walmart has enhanced its presence in the non-food sell market. Within five years, Asdas non-food retail chain has increased its offering to more than 12,000 merchandize.5Asda is one of the leading supermarket chains in Europe, which was acquired by Walmart in 1999. It operates as one of the largest grocery store and it also sells a variety of products including apparels, household items, books, etc. After its acquisition by Walmart, Asda is supported financially and also in its operations by providing cheaper resources. Asda has its meaning competence in food retail, but it has now expanded in to the n on-food sector as well. The high society faces steep competition from fellow companies like Tesco, Sainsbury and Morrisons. The product offering in the retail sector is highly standardized, so the companies try new ways to differentiate themselves on the basis of service quality and reproach valuation. Market environmental factors like tax im fix and business regulations often pose hindrance on retail business.Asda Stores Ltd., headquartered in Leeds, West Yorkshire, is a British retail supermarket chain which caters in sections like food, clothing, toys, familiar merchandise and financial services. In 1999, Walmart wanted to penetrate into the British market, so they lobbied with the then British hot flash Minister Tony Blair and acquired Asda for 6.7 billion, winning a bid from rival Kingfisher plc. The main competitors of Asda are J Sainsbury plc, Tesco plc and WM Morrison Supermarket plc. Over the years, Asda has managed to position itself as UKs cheapest retail supermarket . As of 2012, Asdas operating profit increased by 51 million to 857

Organizational and Management Processes Within Health Systems Coursework

Organizational and Management Processes Within Health Systems - Coursework ExampleThe health empyrean is citizens oriented and ought to live to the expectation of both the government and the public. Different players have a strategic responsibility, plainly this paper will focus on an internal aspect of Nigerian hospitals. The alignment of activities and resources in healthcare system are classically aimed at improving the quality of service and efficiency both in service economy and utilization of resources (Merson et al., 2009. 16-21)Corporate shade plays a significant role in employee contentment and therefore service delivery. Managers play an important role in the creation of culture in an brass instrument and learning it. This allows the management to separate cultural artifices with a positive impact on service delivery from non-progressive norms. There are many contending variables in the schemes culture. The changing needs and expectation of stakeholders like the con tradicting needs of the patients, the providers and regulators make believe inconsistencies and send mixed signals. Moreover, it handles the maintenance of most inefficient practices and is, therefore, important that the discussion about organizational culture be started (Swayne, 2014. 17).Learning an organizational culture in health will allow managers to identify unique(predicate) areas and norms that affect service delivery and its efficient utilization of resources. Culture to some degree is shaped by incentives and understanding it in health, allows the managers and regulators to identify specific areas they can encourage change or improvement. Culture determines how an organization does things. It is, therefore, imperative that progressive stagnant culture are separated and dealt with accordingly through identification (Watkins, 2013, 8-14)We should be moving towards learning organizational culture in health care systems. Culture is a broker that determines the quality of s ervice

Discuss the factors influencing the entrepreneurs demand for a Essay

Discuss the factors influencing the entrepreneurs demand for a specific source of finance at the startup stage, with respect to Meyers Pecking Order Hypothesi - Essay ExampleThe following paragraphs explain what is in the mind of the managers when they decide whether to use the Pecking Order Model or the Trade -off Model are used.Myers (1984) stated that the partys managers have to maintain all efforts to maintain the status quo in their dealings with the market. Thus, many the managers prefer to apply the pecking rescript scheme than the trade off model in seeking additional funds to be used in their business operations (Scott, 1972p. 45-50). The pecking order means that the company prioritises generating funds from internal sources. These internal sources include the authorise income or retained earnings from operations, dividend withheld from its stockholders (Baskin, 1989 pp. 26-35). If this choice is not possible, then the second source of income is borrowing bills (Marsh , 1982 p. 121-144). The lenders become creditors and not owners of the company. If this second choice is also not possible, then the last choice would be to offer stocks to the public so that new investment money will flow in (Bradley, Jarrell and Kim, 1984pp. 857-878).To reiterate, the pecking order is the preferred choice of many managers because they do not want to go through the rigours of having to place themselves under(a) the scrutiny and investigative discipline the law when money is borrowed such as the banks request for a feasibility study to determine if the company will be able to pay their loans when the due date arrives (Ferri and Jones, 1979pp. 631-644). Likewise, the company will not have to go through the difficulty of submitting to the stock exchanges and the government regulating agencies the reasons for their be after go of stocks to the market (Mikkelson and Partch, 1986p.31-60).But in this occurs, then the company would rather offer preferred stocks before offering the common stocks the public. For the common stock gives the investors the right to vote in the managements business plans. Whereas, most preferred stocks do not permit the stockholders to vote in the management plans. For, many managers abhor the presenting of confidential financial statements to the lenders and world-wide public when stocks are offered in the exchanges (Myers and Majluf, 1984 p. 187-221). For, the pecking order shows that generating funds associates the gearing ratio to the companys retained earnings which is the aggregation of the yearly net income of the company and distribution or withholding of dividends to the stockholders on record and the offer of stocks to the oecumenic public in stock exchanges (Jalivland and Harris, 1984p.127-145).Reasonably, management will prefer to pay dividends to their stockholders and expand its business operations through additional investment from its current stockholders on record instead of offering new stocks to th e universal public who are complete strangers to the company (Taggart,1977p.1467-1484). For, internally generated money will do away with the coarse problems and obstacles when external money is chosen as a fund source. Furthermore, externally -generated funds like bonds and large term bank loans could place an additional requirement that all company business decisions in monetary value of expansion or closing down shop will have to be approved by the

Population Essay Example | Topics and Well Written Essays - 750 words

Population - Essay ExampleIn spite of this passageway the total population of the country in stage IV is tack together to be much higher. It will be interesting to understand each stages of outgrowth i.e. stage I through stage IV for understanding how the population eventually stabilizes (World Population Growth & Trends).This is the stage when deport place and expiration calculates are high and even then there is no population growth. High birth sum up is due to high fertility target or no use of contraceptives. Similarly, high final stage rate during the stage is attributable to the deaths occurring from the deadly diseases such as plague, cholera, typhoid as medical science was non developed enough to provide required protection. This is a preindustrial stage when living conditions are not favorable. infant mortality goes down due to improved health conditions that in turn, bring down the death rate however, the birth rates still remains high keeping the population growt h rate at high levels. This is also known as the transitional stage and most of the developing world is found in this stage.The country develops economically and the people start using contraceptives that controls the birth rates significantly. Population growth rate in this stage falls down significantly. Most of the developed world and a a few(prenominal) developing countries can be found here.From the equation above, it is amply clear that if the death rate equals birth rate, there will be no growth in population of the country. In other words, if the death rate declines, the birth rate must decline by the same rate for the population to arrive at stabilization. With the advances in medical sciences better nutrition, enhanced sanitation and clean water, the death rates have declined considerably in last several decades however, the birth rates have not kept pace with the death rates resulting into positive population

Business Law Essay Example | Topics and Well Written Essays - 1000 words - 6

Business Law - Essay role modelHowever, before any party elicit sue for enforcement of the take aim, he or she has to show that there exist the six basic requisites present in a legally binding contract. Notably, an enforceable contract has to give an offer and acceptance, competent parties with a legal capacity to enter into a contract, a lawful subject, and consideration. In this consequence, Daffy will suck to show the existence of the above mentioned elements in order to enforce the contract. According to the ready(prenominal) details, Daffy will incur in showing the existence of offer and acceptance and competent parties, but will fail to show the mutuality of obligation and the legality of subject matter. In order for a contract to be deemed enforceable, the parties in the contract must have a common intention or a meeting of the minds on the conditions of the contract. The individuals must come to an understanding on the same thing, in a mistakable sense at the same time. If a party to the contract has been deceitfully misled or deceived to accepting or entering into the contract, then the contract is voidable. In this case, Daffy knew that he had been stealing from the participation and did not mention it to the company or the board of directors. Additionally, Daffy will fail to prove the legality of the subject matter if Acme can prove that Daffy has been stealing from the company in the high court. ... Stevenson (1932), a manufacturer is anticipated to exercise a reasonable duty of dread to other people. In Donoghue v. Stevenson (1932), Donoghue, the plaintiff had taken a beer manufactured by Stevenson, which had remains of a slug at the bottom of the bottle. The court determined that there existed an implied contract mingled with the manufacturer and the plaintiff and that the manufacturer ought to have the people affected by their actions in contemplation (Looney & Oliphant 56). For a negligent case to prevail, it is imperative for the party to show that the acts or blunders were the cause of the damage or trauma suffered. In this case, Coyote will prevail in showing that the faulty switch caused the premature plosion and caused harm to him and his friend. This is actionable in a county of high court. For a case against negligence to prevail, there has to be a direct cause or f veritable causation. In Joes case, the court will have to determine what caused the car to skid and hit the tree. In this case, Joe will not prevail as the actual cause of the accident is the slippery pavement. If the pavement was not slippery, Joe would have responded to Coyotes incident successfully. Additionally, his case will not hold water as he did not suffer any imperfection or damage (Looney & Oliphant 76). It is imperative for a party to exercise a reasonable duty of care to evade causing emotional distress to another party. In Bugs Bunnys case, he suffered an dent as a result of emotional distress caused by witnessing the poli ce accident. This case will prevail (Looney & Oliphant 78). In the third case, Foghorn Leghorn accepted the offer in writing but added spare terms to the contract. These terms were a precondition to the performance of the contract.

Introduction to Management Case Study Example | Topics and Well Written Essays - 2000 words

Introduction to Management - Case Study ExampleIt is an observation that in thick of such economic chaos, outsourcing is one of the major approaches that has expediencyed, and still benefiting a huge number of business organizations in terms of reduction of costs. Such characteristic of outsourcing has caused many organizations, especially in the developed parts of the clod to focus on the human resource of developing countries specifically African and Asian countries that offer shorten costs but same quality except few challenges. However, in order to overcome challenges of outsourcing and benefit extensively from such opportunities, it is very lordly to carry out analysis of its different aspects. For such purpose, this report will be discussing different issues of outsourcing while analyzing a case study (Hatch, pp. 50, 2006) of an Australian fashion retailer, Leethal panache Accessories that will allow a comprehensive and critical understanding of the topic.DiscussionExtern al Environment Factors anyway financial matters and internal processes, business organizations have to confront few external environment issues, and it becomes very imperative for them to resolve them, as it is an observation that avoiding external factors often result in huge losses, as well as deterioration of internal processes. The selected case study (Hatch, pp. 50, 2006) specified that while accessing the Indian manufacturing market, the organization confronted a number of external factors that needed immediate attention.

Critique of a Local Newscast Research Paper Example | Topics and Well Written Essays - 500 words

Critique of a Local Newscast - Research Paper ExampleStaying with the theme of appearance, exclusively of the anchors are physically appealing individuals. While they come from diverse ethnicities, it seems obvious that CBS2 is trying to present us with the most attractive individuals they can that hold to a very narrow standard of appearance. Everyone could be depict as wearing moderately formal business attire with very similar hair styling disregarding of ethnicity. Men had short hair, parted on the side and combed over. Women had hair of moderate length that was relaxed, human body their faces. Everything about the anchors physical appearance appears to downplay ethnicity and enhance uniformity and moderation. The news stories were in the main of local events. The lead story was about three individuals that were arrested in connection with a string of robberies. in that respect was speculation that these robberies could be linked to a fourth robbery in which an individual w orking in the entertainment industry was murdered. The anchor delivered a lead and then a reporter in the demesne was featured. In the background behind the reporter, obvious patrol activity was occurring. A shot of a police car with lights flashing and officers milling around, talking with one another and some individuals that appeared to be detectives or criminal offense specialists, provided the backdrop for the reporter.

African american music and acculturation Essay Example | Topics and Well Written Essays - 1250 words

African american music and acculturation - Essay ExampleDespite the fact that watt African music differed from one region to the other, altogether cultures within this region shared sufficient features that enabled them to clear a heritage that was identifiable as African when they were trans-located to the New World (Jackson 25). From the accounts given by primal traders and explorers, it has been deduced that music was a lifestyle of these westmost Africans. It was used to enhance rituals, faith, provide recreation, and as a federal agency of communication. These cultures shared a characteristic feature in integrating music with dramatic elements and dance. When they were enslaved and stripped of their association and families, their rich stories, customs, traditions, and music remained with them and were passed the new generation. On arrival in the new world, they were designated as heathens and the clergymen of the time were compelled to transfigure the Africans to Chris tianity. This religious conversion acted as the offshoot instance in which the Africans were exposed to European music with the telling of hymns and psalms (Jackson 25). They often gathered, on Sundays, to make music, sing, and dance. The first all the black worship churches were established in the 18th century with Reverend Allen Richard realizing the importance that music held for the people, publishing a hymnal for use by the Africans. These black churches provided the people with opportunities earlier denied to them, for instance the experimentation with religious music from set pieces to formal anthems and depressed spirituals (Jackson 27). The 18th century also saw the establishment of the camp meeting that was an interracial revival with all black meets being sponsored by the black churches afterwards. Camp members took to adding their own choruses or verses to traditional European hymns with the first documentation of the ring shout, an African religious dance ceremony wi th European infected lyrics, happening here. A number of white American writers described this ring shout in the late 19th and advance(prenominal) 20th centuries, such as Paul Marshall, in his description of a dance with European melodies attended by movement of feet that glided forward without leaving the ground (Jackson 28). To the accompaniment of European hymnals with added verses and choruses, the dancers would do a flat-footed glide that was punctuated by stamping, an African dance style. The influx of free blacks and slaves from Santa Domingo in 1804 during the Haitian Revolution carried with it the enchant practices. However, it is believed that these were in existence much earlier in Louisiana as an institutionalized ritual worship cult movement since there had been importation of slaves as early as the 16th century from the West Indies. These ceremonies were centered upon the worship of Damballa the snake god, also called Da, via dancing, singing, and spirit possession. One myth held by the Dahomeans held that Papa Legba was the school principal of all the Voodoo gods he became the first god to master the skill of music and that all serviceman musicians took after him and were considered his offspring. The connections between papa legba and blues and jazz musicians have been found to be far stretching and complex (Jackson 36). In fact, there is very little doubt that Papa Legba has morphed into Pa Pa La Bas when

Legal issues for business managers Essay Example | Topics and Well Written Essays - 1500 words

effective issues for business managers - Essay ExampleThe doctrine is of utmost importance where thither has been a promise to perform an act in future. These are the type of contract that are said to be executory in nature. If there has been a mere promise to perform an act it would only be enforceable if is by representation of a deed. (Mckendrick 2009).The definition of consideration was provided in the case of Currie v Misa1 which revolve around the concept of public assistance world provided to the person who make the promise (the promisor), or a detriment to the person to whom the promise was made. thusly detriment or benefit as specified would suffice so as to make a promise enforceable. This definition has been problematic in instances where the contract is executory was a whole. However, the definition has been found to be enigmatic and as a result it has been said that in order to resolve the issue of consideration the mutuality in the agreement should be looked in to and consideration evaluated thereupon. (Poole 2010).The first requisite of consideration is that it must be ample and need non be adequate, that is it is as a matter of fact considered by courts as being capable of being consideration. The adequacy is not considered because of the fact that the courts do not wish to interfere where the society merely entered into a bad bargain (Thomas v Thomas)2 this is what is known as the principle of freedom of contract (Chappell v. Nestle)3. However, there have been time when it has been found that consideration which has no economic value will not be sufficient and thus will not suffice as consideration. (White v. Bluett)4 (Atiyah et al 2006)Existing tariff which arises due to operation of law and is not related to any contract that is no contract has been made for additional services is held not be enforceable as there is no consideration or to be more precise because of public policy

Capital Markets and Investment Banking Process Essay

Capital Markets and Investment Banking Process - Essay ExampleInvestment shores usually come three tasks first, they assist the companies in designing the securities which have features that be most appropriate for a current market second, they buy these securities and third, they resell them to the investors. (Fabozzi, 2008) Investment posits raise capital for their client companies through underwriting in which it purchases a whole block of impertinently securities and resells them to investors. In this way, the income earned is the difference of the amount given to purchase the new block of shargons and the amount received by the investors. Apart from Merger & Acquisition (M&A) advisory services, a banks another integral and core function nowadays is Investment Management in which the bank manages the coronations of clients. Security services be also an important feature for investment banks which include prime brokerage, support and securities lending. Regardless of the activity undertaken by the investment bank, it needs to focus on its portfolio construction and management which volition be done according to the portfolio strategy of the investment bank. This means the bank needs to make investments which determine successful trading that could be done by making risk management a confidential information priority. This would mean that if a company incurs a loss of on one of its investment, it should earn a meshing of over 11% on another to make it even. In this way, the company needs to construct a portfolio of investments which ensures a favorable position for the company. (Fabozzi, 2008) Factors to Be Considered Selecting Asset Classes For An Investment Portfolio Asset class means the distinct kinds of additions (e.g. bonds, equities and cash equivalents etc.), while making an investment portfolio, different classes of assets are added according to investment policies and objectives. For making an investment portfolio, it is generally cons idered that a well diversified portfolio is beneficial as it outweighs the losses through other lucrative investments. On deciding upon the asset classes, the companies need to consider asset allocation among different classes of assets. Studies show that 85 to 95% of investments returns are due to asset allocation policy and not survival of the fittest of specific stocks or bonds. While selecting classes of assets, major considerations should be given to the capital market expectations as to which classes of assets are expected to outperform others in short, medium or long term. For example, if the stock market is expected to be weak, there should be more bonds in the portfolio. Other factors that need to be considered while deciding upon the asset allocation are the objectives of investment which would consider the timings, the need of the investment and the expected return of the investment by the client. Risk tolerance and risk policies need to be given special consideration i n deciding upon the allocation of assets that should be in accordance to the bank and clients. Constraints associated with asset classes like liquidity, taxes, regulations etc and capital market assumptions are also few factors that should be considered. (Chandra, 2009) Describe the Capital Market Instruments Used in Investment Portfolio social organization The capital market is vital for a country as it matches the players who have excess funds with the ones who are in need of funds. The instruments are traded in these markets incurring a gain/loss on these securities.

Content analysis - have gun will travel Research Paper

Content analysis - adjudge gun will travel - Research root word ExampleThe stories were both hero myths and tales of American perseverance and fortitude. The western hero represented a male ideal that could only have existed in a lawless world, but who represented the organized powers of the American government which was invulnerable to enemies both foreign and domestic. The gun as a source of power was in any case representative of the technological superiority of American industrialization (Tucker & Tucker, 2008). The coupled States had undergone great strife during the time that the western sandwich genre was in its height. The image of the Western hero proposed a foundation of historic strength by dint of which the American self concept was reinforced.The following paper will look at the nature of the Western as it related to the national civic imagery done which patriotic pride was built and sustained. The communicate program that had been inspired by the boob tube pro gram was a textual promotion of the symbols that appeared on the television program, the might of the American righteousness promoted without regard to authority or law. The communicate program Have Gun, go out Travel was popular because of how the American mythologies were built as reflection of the philosophical foundation upon which the American myths have been perpetuated.In the 1920s the radio was the center of the first burst of information consumption in the United States. Both news and entertainment could come directly into the homes of the masses, creating a world that was just beginning to build up smaller merely through access. Ware (2009) writes of several different perspectives on the effects of the radio. Some believed that the radio worked as a medium through which to perpetuate stereotypes, the concept of cultural differences boiled down to indicators through which to identify everyone within a culture. There was also the fear that it would act to flatten the nati on, geographical

Sorry But Your Soul Just Died Assignment Example | Topics and Well Written Essays - 750 words

Sorry But Your Soul Just Died - Assignment ExampleThis would mean leaving the comical like a mass of rock or soil which can only be manipulated or moved. Another expectation was an account of the loss of the human spirit, to leave the human entity as good as the animals, which are on the basis of certain traditions considered not to possess a spirit which links man to the divine. The results hither would include the depiction of animosity or the absence of a higher authority direct humans (Wolfe). Wolfes bias is greatly based on unfounded fear, that the discoveries drawn from the field of neuroscience exiting drive humans from the personal control maintained in their natural state, where justice, morals, and values are a value drawn from each and e real persons individual endowment, to a force beyond their control. According to him, the control of humans by the divisors, which is outside their control is absurd as they will be obligated to find morals and values outside of their choice, to control their relations and all other aspects of life. An eccentric here is Dean Hamers account of the gay gene, which he argues just like the left-handedness gene is a natural inclination. The issue is that gays do not choose to become so, as they are naturally made in much(prenominal) a way (Wolfe). Wolfe by writing the essay is trying to stretch out information to the reader, on the importance of the personal choice and responsibility lines taken by each various(prenominal) when choosing values, justice and morals. He further, argues that the perceived assumption that the soul is not important is based on the crude(a) belief that God is dead, from whom all values and identity are drawn. He further seeks to impart into the reader, the persuasion that the assumption of the death of the soul will result in gross immorality, where humans do not give consideration for one another which is grounded on the identity of the moral obligation grounded on the so ul (Wolfe). The account is presented in a witty manner, showing that the author intended to engage the thinking influence and the imagination of the reader, by raising their curiosity in predicting and finding out what the issue would lead to, through the mind of the reader. An example here is the account that trying to realize equality among different people goes against the very nature present in every single individual. The author further seeks to arouse the fear of the crowning(prenominal) societal decay he talks of, these being the cause of the case, due to the fact humans will not be in a position to choose values but will be genetically oriented to live as they are genetically endowed. An example here is the case of the gay gene, which obligates gay people to become gay which has been a vice fought by many governments and authorities. The author uses such an example to raise curiosity and fear of further exploration of the new science, as it will work in pushing humans i nto a stage where they are controlled by their genetic inclinations. An example here would be genetic inclination into crime which would mean that such a person becomes a illegal automatically, and that they would commit crime without any care, as it is in their nature. The emotional effect intended by Wolfe furthers his point, as it portrays an unavoidable negative side of the new science, whose further exploration would create more crisis than advantages. The emotion he is passing is clear, in that he even expresses optimism that those developing the new science

Leadership Style Essay Example for Free

Leadership modality EssayMy style of leadership is as a developer. Style 3 which an approach totallyowing people to re atom things through on their own, yet implementing guidelines on how to handled issues with delivering pharmacy c are to our patients. This leadership technique requires the employee to exhaust all options available based on their level of knowledge and issues that require extensive research or line of work solving are escalated for me to resolve. In many cases, this style of leadership empowers the employees and many employees excel in their jobs because they fuck off a sense that they are appreciated. On the other hand, the developer as a leader does non plentitude well with resistance from employees. When the leader avoids conflict this can result in a loss of esprit de corps and focus on completing work-related tasks. The people-first mindset of this type of leader makes it difficult to keep employees moving along in order to meet company goals. My gr oup was composed of Style 2 problem solver and Style 3 developer. The problem solver of the group made themselves available themselves available and part of the leadership consisted of demanding the group to stay on track and following the outline of the course.The team members all understood that from each one of the other members had something to offer the leadership course in the quest to finish the objectives and move on to the future(a) class. In comparison to the developers the problem solvers lead with passion. One of the major difference between the leadership styles is that problem-solvers are more visionary and thinks about the big picture while the developer takes a an internal approach and think on what the team requires to accomplish their goals.I have a better understanding that as a leader I must attempt to optimize how the teams goals are developed not just the performance required to accomplish the goals. Developing these skills encompasses a maturation of moti vation and values so that as a leader I can elevate the needs of the other team members. The Developer of the team will try to identify opportunities for positive feedback and avoid confrontations that are related to performance this could esult in dilatory progress to reach the teams goal because the developer to approach a non-performing team member.Other leadership styles may front the Developers team as having a lack of direction because the leader places the well being of members before the completion of a task. The pitfall can build frustration to other team members who are goal or task oriented and subsequently leads to lower performance standards for the group specially to the Director and Problem Solver who wants fast results from a task driven, highly set offd team.The leaders in the team are very similar because they are sincere, people-oriented, and goal oriented. The Problem Solver and Developer worked well to motivate the team to live up to the vision and the goals of tasks. I realized both leaders are stately of making the hard choices and possible changes needed to succeed. The leaders focus on team members differences while sustenance individuals needs.

Library essay Essay Example for Free

depository library essay EssayIn this day in age, libraries be very all- essential(a). There be assorted reasons as to why they atomic number 18 crucial. Even with m any libraries closing through come forward the country, they remain a exigency for y tabuh, any wiz who has to access information that it has to find on the internet. Not everything is available on the internet. There is also digital libraries which are employmentful but you good dealt find everything you would in a library. There are somethings on the internet that when you find them it whitethorn invite you to nurture a subscription. The internet doesnt consider an experiment librarians sensiblely by your side to attend at any time you would pick up it.One of the big reasons why libraries are important is that non everything is available to you on the internet. It is an issue because the majority of books give copyrights laws which prevents information from being put out on the internet, or bec oming digital. Most writers permit their information in books, and with the copyrights laws it cannot be accessed via the internet. Even if the internet has some information that you whitethorn need, having a physical book with dated information can be a much best use for generateting the most information that you need.Also they retain a limited database that may require you to have a subscription to find a greater deal of the content online, rather than having it all for put down at a physical library with more extensive information. Another reason why libraries are important is that it is a place where mess can go to field of operations. At the library you have atomic reactor of space to get your work d unmatched. Also there isnt as much as a distraction due to the library having strict rules against loud noise. Most people find it hard to get stuff d nonpareil when there is a lot of things overtaking on almost them or when the things that are going on around them are l oud.Having a segment of mind is something that a library can provide that nowhere else can with all the resources inside to get done whatever task you may need to complete. Having a physical librarian available also is why libraries are important. A physical librarian will always be there to answer any questions one might have about a topic. It also makes it easier to continue to process the information that one might already have with extra assistance on the topic. Librarians are also critical to help children who may have neer been to a library, or they might not know how to look for things within a library.They teach kids the skills of how to do research, search for topics, look at the wide range of databases that only libraries have. Librarians also encourage children to read, something that is a plus thing to have when kids today dont alike to read. Having them there to encourage them makes it easier. Having the cogency to submit books out to use for free is a positive f or libraries. The fact that libraries dont charge you anything to harmonize out books makes libraries very important. For those who cant buy books from a bookstore or other source, going to a library to borrow one saves them money.At libraries you can also make copies of certain pages that you need instead of taking the strong book with you. This makes it easy for people who dont need the whole book but instead only if pieces of info out of it. The convenient nature that a library has to offer makes it very important. Money is a topic that everyone is conscious about, and having to pay for subscriptions to some content online makes having libraries around a necessity. Another reason why libraries are important is because they offer free internet. Having a prick like the internet being free for use draws people to use libraries.Most people who have laptops or desktop computers have to pay for their high speed internet service, or be well-heeled to find Wi-Fi service without payi ng for it. Knowing that a library has free internet you can go there and take advantage of that and the resources that a library has to offer. You have people who go to the library just because of the free internet. While others utilize the free service and other tools libraries have to offer. Also libraries are important because they are courses on skills that can help you in the real world. Libraries have many courses available for use to people who may need them. several(prenominal) of the things they offer are help with English, resume building skills for those who may be entering the job force. If English isnt your native language they have courses that can help you develop the ability to speak English. You might need help with creative writing which is also something that libraries have to offer. all of these services are free of charge as long as you have a simple library card on hand with you. Libraries also offer readings groups. Some may augur them study groups, but the reading groups the library has to offer also makes it important.You might be a someone who prefers to study with a group of your friends to better understand the topic. Or you might like groups because of the interaction of people sharing their different perspectives on the subjects they talk about. Its almost like a group meeting. Having the ability to set a time, plot of ground already knowing the exact place where you will meet up with your peers to discussion any you want. With the library being a relaxing environment because the of the strict noise rules it you piece of mind and the opportunity to have these meetings without be distracted by outside issues.Another extraction that makes libraries important is that some of them exactly offer cafes. These cafes are something that is growing worldwide. With the addition of places like Starbucks, having cafes in libraries gives people some other alternative if they dont like coffee. At the library cafes you can enjoy what the li brary has to offer. Some libraries have the ability to offer music books that you can use to follow along, or use them to study to your advantage. Also there are DVDs that are available at literary for those who like to visually learn about whatever topic they choose.It creates a place that keeps those who go relax while they get done what they need. It could be finishing up a school assignment, or getting a project done for work that requires some research to be done. Libraries also offer an extensive army of historical items whether its local or nationally. If youre looking to know about your city at a certain point of time, a library has the best source best. You can check out a book that will tell you where a building was located, and what they did in that building. You can find out the change in population that your city has had as the times changes.You can also find that buildings in those times were more structures sound than the buildings of this age. Nationally libraries k eep records of everything like climate changes, and the amount of colleges and universities that the country has. You could never go wrong when searching for a book in the library about local or national news. Libraries databases are so extensive that they can brings up information from years ago. This is something that you will not be able to find anywhere also but a library. Libraries offer a huge amount of study space.Having a huge amount of study space is something most people enjoy. You have the freedom of a big table where you can lay everything you have in front of you. or else than being in at a tight desk where you might be able to have one piece of information on the table. Having more on the table keeps you from searching all over for that one page or book that might be missing. This is something that will allow for librarians to better help you as well because they can join you at the table to discuss your topic. Having two people at one table working on the same subje ct always helps get a task done.All of these reasons are largely why libraries are important. Its something free that everybody can that advantage of. You cant find what a library has to offer anywhere else. Its doesnt matter what age you are, at the library there something for all age groups to do. Closing down these libraries is a decision that should not happen. It is important to todays youth for these libraries to stay open because they benefit the most from libraries being open. Closing them would plainly say that todays youth is not a top priority to worry about.